Zions Bancorporation, National Association

$ 66.17 0.03 %

Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.

CEO: Harris Henry Simmons - https://www.zionsbancorporation.com

Price objectif

$68.55 3.60 %

Recommandation

Hold

DCF

$ 78.86

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ZION vs S&P500

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Quick ratio

0.28

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.27

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

6.44

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

13.77 %

reflects reasonable profitability, showing good use of equity.

ROIC

8.71 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

14.14

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.32

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

7.95

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

27.96 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
-0.47 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.03 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.03 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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