XP Inc.

$ 15.30 -0.78 %

XP Inc. is a leading Brazilian financial institution offering a comprehensive range of financial services and products. Its core operations encompass securities brokerage, private pension schemes, and a full suite of commercial and investment banking solutions, including lending, foreign exchange transactions, and deposit services. The company also provides expertise in product structuring and capital markets for corporate clients and entities issuing fixed income products. Furthermore, XP Inc. delivers tailored advisory services to affluent individuals and institutional clients, alongside robust wealth management for high-net-worth individuals and institutional investors. Beyond its direct financial offerings, XP Inc. operates Xpeed, an online educational platform designed to empower individuals with knowledge through seminars, courses, and learning resources covering fundamental investment principles, techniques, and strategies. The firm's portfolio also includes insurance brokerage. A cornerstone of its client-facing technology is the XP Platform, an open-architecture marketplace that grants clients access to an extensive array of investment opportunities. These include equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, various loan options, life insurance, pension plans, real estate investment funds, and numerous other alternatives. Established in 2001, XP Inc. is headquartered in São Paulo, Brazil.

CEO: Thiago Maffra - https://www.xpinc.com

Price objectif

$22 43.79 %

Recommandation

Buy

DCF

$ 32.09

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XP vs S&P500

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Quick ratio

0.49

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

7.81

may indicate that the company is undervalued or has poor growth prospects.

EPS

1.96

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

22.01 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

1.38 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.86

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.67

means it relies more on debt, which can increase financial risk.

Free cash flow per share

29.02

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

9.57 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.03 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.10 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.22 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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