Winchester Bancorp, Inc. Common Stock

$ 13.20 2.17 %

Winchester Bancorp, Inc. serves as the parent company overseeing Winchester Savings Bank, a financial institution that delivers a broad spectrum of banking solutions across Massachusetts. The firm provides diverse options for depositing funds, including standard checking and savings accounts, higher-yield money market accounts, and fixed-term certificates of deposit. Beyond these deposit services, the company offers an extensive range of lending products. This includes financing for both residential and commercial real estate ventures, construction projects, and home equity through various loan and credit line facilities. Additionally, it provides credit solutions for commercial businesses and individual consumers. A further aspect of its operations involves managing investments in marketable securities.

CEO: John A. Carroll - https://www.winchestersavings.com

Price objectif

-

Recommandation

-

DCF

$ -5.60

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WSBK vs S&P500

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Quick ratio

0.13

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

50.77

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.26

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

1.93 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.83 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

9.56

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.23

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.68

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
-0.53 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.07 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.14 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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