Woori Financial Group Inc.

$ 62.55 -0.41 %

Woori Financial Group Inc., along with its various subsidiaries, functions as a prominent commercial bank within Korea. It delivers a comprehensive array of financial services catering to individual consumers, businesses, and institutional clients. The Group's operations are divided into distinct segments: Banking, Credit Card, Capital, Investment Banking, and other diversified activities. Its core offerings include a wide range of deposit products, such as savings, demand, and installment accounts, alongside time deposits and certificates of deposit. Lending solutions are equally diverse, spanning working capital, facilities, general purpose household, mortgage, and home equity loans. Beyond traditional banking, Woori provides extensive credit and debit card services, encompassing credit purchases, cash advances, and card loans. It also engages in lease financing and a variety of investment banking solutions, including securities operations, the sale of financial instruments, and project financing. The company further broadens its service portfolio to include foreign exchange transactions, import and export financing, offshore lending, syndicated loans, and investments in foreign currency securities. Its product suite also features investment trust products, bancassurance, and the management of private equity funds. Additionally, Woori Financial Group is involved in diverse activities such as real estate, system software development and maintenance, credit information services, securities investment and trading, derivatives trading, asset securitization, investment and international banking, and money transfer services. For customer convenience, the Group offers digital banking access through automated telephone, internet, and mobile platforms. It also provides trust management, trustee and custodian services, and deals with repurchase instruments. As of December 31, 2021, Woori Financial Group served its clientele through a substantial network comprising 768 branches and 4,296 ATMs. Established in 1899, the company maintains its headquarters in Seoul, South Korea.

CEO: Jong-Yong Yim - https://www.woorifg.com

Price objectif

-

Recommandation

Buy

DCF

$ 9.11

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WF vs S&P500

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Quick ratio

0.38

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

7.79

may indicate that the company is undervalued or has poor growth prospects.

EPS

8.03

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

9.33 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.53 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

3.85

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.71

means it relies more on debt, which can increase financial risk.

Free cash flow per share

16 842.90

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

30.36 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.07 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.38 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.15 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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