Tiptree Inc.

$ 17.49 -0.40 %

Tiptree Inc., operating through its various subsidiaries, specializes in the provision and management of tailored insurance solutions, primarily within the United States. The company's operations are structured around two principal business segments: Insurance and Mortgage. Within its Insurance division, Tiptree offers a range of niche commercial and personal lines coverage, including credit insurance, collateral protection, and comprehensive warranty and service contract solutions. It also provides premium financing options. While its core focus lies in insurance, the company also caters to institutional investors by providing mortgage loans, forming its Mortgage segment. Beyond these, Tiptree Inc. further diversifies its portfolio through maritime shipping operations and strategic equity investments. Its diverse product portfolio is distributed via an extensive network comprising independent insurance agents, consumer finance entities, automotive dealerships, various retailers, brokers, and managing general agencies. Established in 2007, the company, originally known as Tiptree Financial Inc., adopted its current name, Tiptree Inc., in December 2016. Its corporate headquarters are located in New York, New York.

CEO: Michael Gene Barnes - https://www.tiptreeinc.com

Price objectif

-

Recommandation

-

DCF

$ -1.28

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TIPT vs S&P500

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Quick ratio

0.32

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

-17.67

may indicate that the company is undervalued or has poor growth prospects.

EPS

-0.99

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

6.01 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.44 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.84

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.16

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

4.88

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

24.61 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.27 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.31 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.01 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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