The Toronto-Dominion Bank

$ 119.29 0.67 %

The Toronto-Dominion Bank, along with its affiliated entities, delivers a comprehensive array of financial solutions and services across Canada, the United States, and various international markets. Its operations are structured into three primary divisions: Canadian Retail, U.S. Retail, and Wholesale Banking. For individual customers, the bank provides fundamental deposit products like checking, savings, and investment accounts. Businesses can access a suite of offerings including funding, investment management, cash flow solutions, international trade facilities, and everyday banking. Furthermore, TD offers point-of-sale financing options for major purchases such as automobiles and recreational vehicles. The institution also issues credit cards and facilitates payment processing. Its lending portfolio extends to real estate-backed loans, vehicle financing, and general consumer credit. Businesses, both large and small, benefit from its point-of-sale payment systems. Wealth and asset management products, coupled with financial guidance, are available to both individual and institutional clients through direct investment channels, advisory services, and dedicated asset management units. The bank also underwrites a variety of insurance products, encompassing property and casualty coverage, as well as life and health policies. In the realm of capital markets and corporate banking, TD assists corporations, government bodies, and institutional investors. This includes overseeing the issuance and distribution of new debt and equity securities, offering strategic advice on mergers and divestitures, and providing sophisticated trading, funding, and investment services. The company markets its diverse offerings under the TD Bank brand, and specifically as "America's Most Convenient Bank" in the United States. It maintains an extensive physical presence, with over 1,000 branches and more than 3,300 automated teller machines (ATMs) throughout Canada, complemented by approximately 1,100 "stores" and 2,700 ATMs in the U.S. Beyond its brick-and-mortar locations, the bank ensures accessibility through telephone, digital, and mobile banking platforms. A key strategic partnership also exists with Canada Post Corporation. Founded in 1855, The Toronto-Dominion Bank's global headquarters are situated in Toronto, Canada.

CEO: Raymond Chun - https://www.td.com

Price objectif

$89.52 -24.96 %

Recommandation

Buy

DCF

$ 224.92

Loading data...

TD vs S&P500

Loading data...

No data available.

Quick ratio

0.28

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

19.62

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

6.08

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.85 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.65 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.18

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

5.57

means it relies more on debt, which can increase financial risk.

Free cash flow per share

7.82

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

52.02 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
7 indicates good financial health
Altman score
0.10 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.07 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.33 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.