Sundaram Finance Limited

$ 4 505.30 2.22 %

Sundaram Finance Limited, established in 1954 and headquartered in Chennai, India, delivers a broad spectrum of financial services throughout the nation. The company accepts various deposits, including fixed, cumulative, and those from Non-Resident Indians. Its extensive lending activities encompass financing for new and used cars, commercial vehicles, and construction equipment. Additionally, it provides specialized funding for diesel, tires, and insurance, alongside credit for agricultural machinery such as tractors, harvesters, and farm implements. Businesses can access working capital, enterprise, and machinery term loans, as well as channel financing. Housing finance and leasing solutions are also key offerings. Beyond these credit products, Sundaram Finance facilitates investments through mutual funds and general insurance, and provides information technology and business processing support services. A comprehensive suite of investment management services is available, covering financial planning, asset allocation, portfolio and tax management, risk mitigation, and estate planning. The company also offers diverse life insurance options, including child, pension, whole-life, term, and investment plans.

CEO: Ayalur Natarajan Raju - https://www.sundaramfinance.in

Price objectif

-

Recommandation

-

DCF

$ 5 781.62

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SUNDARMFIN.BO vs S&P500

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Quick ratio

0.00

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

24.14

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

186.67

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

14.60 %

reflects reasonable profitability, showing good use of equity.

ROIC

2.72 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.58

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

4.08

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-280.31

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

11.24 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
2 indicates worrying financial health
Altman score
0.67 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.00 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.71 indicates a moderate level of debt, which is generally acceptable but may present some risk
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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