NASDAQ Financial Services Insurance - Property & Casualty STFC

State Auto Financial Corporation

$ 52.01 0.00 %

State Auto Financial Corporation (STFC) operates as a U.S.-based insurer, providing a comprehensive suite of personal and commercial insurance solutions via its subsidiaries. Its business activities are divided into three core segments: Personal Insurance, Commercial Insurance, and Investment Operations. The Personal Insurance division focuses on coverage for individuals, including automobile, homeowners, and other personal lines. The Commercial Insurance segment serves small to mid-sized businesses, offering policies such as commercial auto, multi-peril packages, property (fire and allied), general liability, and workers' compensation, along with farm and ranch insurance. Additionally, the Investment Operations unit delivers investment management services to its affiliated insurance companies. STFC distributes its offerings primarily through independent agencies, encompassing both retail agencies and wholesale brokers. Established in 1950, the company's headquarters are situated in Columbus, Ohio, and it operates as a subsidiary of State Automobile Mutual Insurance Company, Inc.

CEO: Michael LaRocco - https://www.stateauto.com

Summary 30-Y Financials Dividend Analyst Key metrics Ownership / Senat
Price objectif

-

Recommandation

Hold

DCF

$ -

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STFC vs S&P500

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Quick ratio

0.60

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

32.32

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

1.61

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

1.33 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

1 359.15 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

-

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.24

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

1.11

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
N/A
Altman score
N/A
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Cash / Debt

Cash Ratio
0.61 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
2.60 indicates that the company has more debt than assets, which could indicate a risky financial situation
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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