SLM Corporation

$ 75.07 0.03 %

SLM Corporation, operating via its subsidiaries, is primarily involved in providing and administering private student loans to individuals and their families throughout the United States, assisting them in funding their educational pursuits. In addition to its lending services, the company extends its offerings to a variety of retail banking products, such as certificates of deposit, money market accounts, and high-yield savings options, alongside omnibus accounts and consumer credit card loans. It further supports students and their families by offering guidance on financial aid processes, federal loan programs, and various other educational resources. The organization, which was established in 1972 and changed its name from New BLC Corporation to SLM Corporation in December 2013, is headquartered in Newark, Delaware.

CEO: Jonathan W. Witter - https://www.salliemae.com

Price objectif

$40 -46.72 %

Recommandation

Buy

DCF

$ 34.92

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SLMBP vs S&P500

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Quick ratio

13.93

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

35.00

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

2.15

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

31.16 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

10.49 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

11.94

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.53

means it relies more on debt, which can increase financial risk.

Free cash flow per share

3.30

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

93.25 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.81 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
10.34 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.21 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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