Shriram Finance Limited

$ 1 002.45 -0.04 %

Based in Mumbai, India, Shriram Finance Limited operates as a non-banking financial institution with a core focus on commercial vehicle financing throughout the country. The company extends a comprehensive array of credit solutions, including loans for various commercial vehicles such as goods carriers, passenger transport, agricultural machinery, and construction equipment. Beyond its primary offerings, Shriram Finance also provides financing for multi-utility vehicles, three-wheelers, two-wheelers, personal needs, and against gold. Additionally, it offers business loans, working capital facilities covering aspects like tyre, tax, fuel, and toll expenses, alongside vehicle insurance and top-up or repair loans. Complementing its lending activities, the company manages fixed and recurring deposit schemes and provides challan discounting services. Its diverse client base encompasses first-time purchasers, independent road transport operators, individuals, and a broad spectrum of micro, small, and medium enterprises (MSMEs), including professionals, traders, builders, manufacturers, and service providers. Established in 1979, the firm adopted its current name, Shriram Finance Limited, in November 2022, having previously been known as Shriram Transport Finance Company Limited.

CEO: Parag Sharma - https://shriramfinance.in

Price objectif

-

Recommandation

-

DCF

$ 792.50

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SHRIRAMFIN.BO vs S&P500

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Quick ratio

0.00

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

18.83

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

53.23

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

16.74 %

reflects reasonable profitability, showing good use of equity.

ROIC

3.76 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.95

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.75

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-22.88

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

5.61 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.79 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.00 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.56 indicates a moderate level of debt, which is generally acceptable but may present some risk
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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