Svenska Handelsbanken AB (publ)

$ 233.00 0.17 %

Svenska Handelsbanken AB (publ) offers a broad spectrum of banking and financial services to both individual consumers and corporate clients. Its primary operational footprint extends across Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, China, Germany, France, and Poland. The bank’s extensive product portfolio encompasses a variety of accounts, including savings, transaction, business, currency, and investment accounts, alongside specialized options for cash pooling and the forestry and agriculture sectors. Lending solutions range from residential mortgages, committed and personal loans, to financing for investments in equipment, vehicles, computers, and inventory. They also offer real estate and green financing, complemented by advisory services for environmentally conscious loans. Additional services include mutual funds, pension products, and both credit and debit cards, as well as efficient payment and reconciliation solutions. The institution further provides various insurance products, covering medical care, group health, and travel. Specialized banking provisions are available for the forestry and farming industries, alongside tailored services for children and young people. Customers can conveniently access banking services through online and mobile platforms. For its corporate clientele, the bank delivers essential services such as transaction banking, trade finance, cash management, risk management, and foreign exchange. Svenska Handelsbanken maintains a substantial physical presence, operating approximately 214 branches in Sweden, 196 in Great Britain, 41 in Norway, 42 in Denmark, 27 in Finland, and 28 in the Netherlands. The company, established in 1871, is headquartered in Stockholm, Sweden.

CEO: Michael Green - https://www.handelsbanken.se

Price objectif

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Recommandation

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DCF

$ 4 417.27

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SHB-B.ST vs S&P500

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Quick ratio

0.81

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

19.19

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

12.14

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

12.59 %

reflects reasonable profitability, showing good use of equity.

ROIC

0.65 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

4.33

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

10.48

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-23.85

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

124.99 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
-0.04 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.80 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.48 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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