Repay Holdings Corporation

$ 3.39 2.11 %

Repay Holdings Corporation specializes in delivering comprehensive payment technology solutions, specifically designed for various specialized markets. The company empowers consumers and businesses alike to conduct electronic transactions efficiently. Repay's diverse portfolio of digital payment services includes processing for credit and debit cards, virtual card capabilities, both standard and enhanced Automated Clearing House (ACH) transactions, and immediate funding options. These services are seamlessly facilitated through its proprietary, multi-channel platforms, which feature web-based portals, mobile applications, text-to-pay functionality, interactive voice response (IVR) systems, and point-of-sale terminals. Repay primarily serves clients within the personal loans, automotive loans, receivables management, and business-to-business (B2B) sectors. Its solutions are distributed through a dedicated direct sales team and strategic software integration partnerships. Founded in 2006, Repay Holdings Corporation is headquartered in Atlanta, Georgia.

CEO: John Andrew Morris - https://www.repay.com

Price objectif

$4.38 29.20 %

Recommandation

Buy

DCF

$ -1.58

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RPAY vs S&P500

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Quick ratio

1.79

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

-1.12

may indicate that the company is undervalued or has poor growth prospects.

EPS

-3.03

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

-46.76 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

-10.37 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.33

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.84

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

0.49

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
-0.89 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.60 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.35 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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