Qfin Holdings, Inc.

$ 15.21 1.20 %

Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.

CEO: Haisheng Wu - https://www.360shuke.com

Price objectif

$15.33 0.79 %

Recommandation

Buy

DCF

$ 463.15

Loading data...

QFIN vs S&P500

Loading data...

No data available.

Quick ratio

0.54

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

2.66

may indicate that the company is undervalued or has poor growth prospects.

EPS

5.71

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

20.88 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

13.13 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.70

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.09

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

130.26

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.80 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.27 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.04 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.