PayPoint plc

$ 571.00 -0.70 %

PayPoint plc, established in 1996 and based in Welwyn Garden City, UK, specializes in furnishing a diverse array of payment, banking, shopping, and e-commerce solutions across the United Kingdom. Its comprehensive offerings include critical financial services such as traditional and digital bill payment processing, electronic money facilities, and cash withdrawal options. For retailers, the company provides essential operational support with features like ATM access, card payment systems, parcel services, international money transfers, SIM card sales, advanced electronic point-of-sale (EPoS) systems, and receipt advertising. Key proprietary developments include MultiPay, an integrated platform designed for a broad spectrum of digital payments, and the specialized PayPoint One retail terminal. PayPoint's services cater to a wide clientele, encompassing individual consumers, small and medium-sized enterprises (SMEs), and convenience retailers operating within the commercial, not-for-profit, and public sectors.

CEO: Nicholas Wiles - https://www.paypoint.com

Price objectif

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Recommandation

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DCF

$ 9 275.61

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PAY.L vs S&P500

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Quick ratio

0.94

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

9.84

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.58

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

45.78 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

22.31 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.59

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.92

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.62

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

154.47 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
5 indicates moderate financial health
Altman score
2.46 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
0.55 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.28 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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