Oracle Financial Services Software Limited

$ 9 649.85 2.64 %

Oracle Financial Services Software Limited (OFSS) is a global technology firm dedicated to providing information technology services and business processing capabilities specifically for the financial sector. The company operates through two primary divisions: the sale of product licenses and associated support, and the delivery of IT solutions and expert consulting services. OFSS offers a comprehensive suite of banking platforms, with its flagship product, Oracle FLEXCUBE, catering to diverse banking requirements including retail, corporate, and investment banking, consumer credit, asset management, and investor servicing, alongside payment functionalities. Its portfolio also features the Oracle Banking Digital Experience for modern online banking, Oracle Financial Services Lending and Leasing for asset financing, and Oracle Banking APIs to enable collaborations with external technology partners. The company's broad range of specialized banking products covers numerous operational areas such as universal banking, core banking platforms, investor servicing, enterprise limits and collateral management, Islamic banking, branch operations, origination, cash and liquidity management, corporate lending, supply chain and trade finance, treasury management, virtual account management, and payments. Additionally, OFSS develops industry-specific applications addressing critical functions like risk management, financial operations, treasury activities, front-office support, regulatory reporting, and compliance. Beyond its software products, OFSS delivers consulting and application services via Oracle Finergy, and offers Oracle Financial Services BPO Services for back-office support and contact center solutions. Established in 1989, the company is based in Mumbai, India, and functions as a subsidiary of Oracle Global (Mauritius) Limited.

CEO: S. Makarand Padalkar - https://www.oracle.com/industries/financial-services

Price objectif

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Recommandation

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DCF

$ 9 661.61

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OFSS.BO vs S&P500

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Quick ratio

5.44

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

31.95

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

302.04

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

34.83 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

29.27 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

6.26

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.00

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

174.54

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

87.23 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
24.50 indicates good financial health and low risk of bankruptcy
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Cash / Debt

Cash Ratio
3.89 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.00 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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