Neptune Insurance Holdings Inc.

$ 29.24 1.49 %

Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.

CEO: Trevor R. Burgess - neptuneflood.com

Price objectif

$27.81 -4.89 %

Recommandation

Buy

DCF

$ 38.73

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NP vs S&P500

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Quick ratio

0.00

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

-162.44

may indicate that the company is undervalued or has poor growth prospects.

EPS

-0.18

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

-11.36 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

56.18 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.20

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

-1.06

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

0.40

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

251.29 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
2.58 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
0.00 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
2.66 indicates that the company has more debt than assets, which could indicate a risky financial situation
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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