Northeast Bank

$ 126.49 1.47 %

Headquartered in Portland, Maine, and established in 1872, Northeast Bank delivers a broad spectrum of banking and financial solutions to individuals and businesses throughout the state. Its diverse deposit offerings encompass checking, savings, money market, and certificate of deposit accounts, in addition to NOW accounts and individual retirement accounts. The bank's robust loan portfolio features residential mortgages, commercial real estate financing (including multi-family properties), and a range of commercial and industrial loans such as term loans, lines of credit, and equipment and receivables financing. Consumer lending options extend to mobile home, overdraft, and deposit-secured loans, alongside Small Business Administration loans. Furthermore, Northeast Bank provides an extensive suite of modern banking conveniences, including telephone, online, and mobile banking, bill payment services, cash management, and remote deposit capture. Clients also benefit from debit and credit card services, ATM access, electronic transfers, and check processing. The institution supports its customer base through nine branch locations spanning Western, Central, and Southern Maine.

CEO: Richard N. Wayne - https://www.northeastbank.com

Price objectif

$145 14.63 %

Recommandation

Buy

DCF

$ 393.83

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NBN vs S&P500

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Quick ratio

0.26

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.78

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

11.73

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

18.63 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.95 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

12.05

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.30

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.36

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.35 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
5 indicates moderate financial health
Altman score
0.42 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.03 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.15 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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