Metro Bank PLC

$ 166.20 -1.66 %

Operating across the United Kingdom, Metro Bank PLC and its associated entities offer a comprehensive suite of financial services, catering to both individual and business clients. For individual customers, the bank delivers a diverse range of personal banking solutions, including checking, cash, and savings accounts, along with home loans, credit cards, and personal financing options. Additionally, it provides unique offerings such as pet insurance and secure safe deposit box facilities. On the commercial front, Metro Bank supports enterprises with various banking products, encompassing business, commercial, and community current accounts, foreign currency accounts, and specialized accounts for insolvency practitioners. Deposit options range from instant access and fixed-term accounts for businesses and communities to notice accounts, premium client deposits, and flexible client term deposits, alongside business loan calculation tools. Funding solutions include business and commercial loans, overdraft facilities, asset and invoice financing, and participation in government-backed schemes like the Bounce Back Loan and Recovery Loan Scheme. Furthermore, the bank extends private banking services, featuring exclusive private bank accounts, specialized savings and foreign currency accounts, and robust money management tools. It also facilitates partnership loans, overdrafts, unsecured consumer credit, automotive financing, and digital lending solutions specifically designed for small and medium-sized enterprises (SMEs). Established in 2007, Metro Bank PLC maintains its corporate headquarters in London, UK.

CEO: Daniel Sweeney Frumkin - https://www.metrobankonline.co.uk

Price objectif

-

Recommandation

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DCF

$ 1 458.42

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MTRO.L vs S&P500

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Quick ratio

29.93

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

20.78

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.08

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

5.16 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.42 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

11.26

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.28

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-0.82

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.34 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
29.93 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.10 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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