NASDAQ Financial Services Banks - Regional MFNC

Mackinac Financial Corporation

$ 21.50 0.56 %

Mackinac Financial Corporation operates as a bank holding company, primarily delivering comprehensive commercial banking services via its subsidiary, mBank. Headquartered in Manistique, Michigan, the company employs 294 full-time staff members. Through mBank, the firm engages in general commercial banking, offering a diverse portfolio of loan and deposit solutions. These services encompass standard retail and business banking, including checking, savings, and interest-bearing transaction accounts, time deposits, and safe deposit facilities. Additionally, mBank provides real estate mortgage lending, commercial lending, lease financing for both commercial and governmental entities, and direct and indirect consumer financing. The bank's operations are funded through various sources such as brokered deposits, borrowings from the Federal Home Loan Bank (FHLB) system, proceeds from the sale of loans and mortgage-backed or other securities, repayment of outstanding loans, and earnings generated from its activities. mBank maintains a significant presence with over 13 branch locations in Michigan's Upper Peninsula and four additional branches in the Lower Peninsula.

CEO: Paul Tobias - http://www.bankmbank.com

Summary 30-Y Financials Dividend Analyst Key metrics Ownership / Senat
Price objectif

-

Recommandation

Buy

DCF

$ -

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MFNC vs S&P500

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Quick ratio

0.00

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

0.00

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.00

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

8.17 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

5.55 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

-

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.38

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

1.26

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
N/A
Altman score
N/A
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Cash / Debt

Cash Ratio
0.00 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.26 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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