Medallion Financial Corp.

$ 9.53 0.11 %

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.

CEO: Andrew Murstein - https://www.medallion.com

Price objectif

$10.5 10.18 %

Recommandation

Hold

DCF

$ 133.66

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MFIN vs S&P500

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Quick ratio

0.05

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

6.44

may indicate that the company is undervalued or has poor growth prospects.

EPS

1.48

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

9.85 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

10.55 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

14.31

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.65

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

5.70

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

28.39 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
-0.46 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.04 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.09 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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