NYSE Financial Services Financial - Credit Services LC

LendingClub Corporation

$ 19.21 2.13 %

LendingClub Corporation acts as the bank holding entity for LendingClub Bank, National Association, delivering a broad spectrum of financial products and services across the U.S. through its advanced digital platform. The company provides various types of loans, including commercial and industrial, commercial real estate, small business, and equipment financing, alongside equipment leasing. Its portfolio also features unsecured personal, auto, patient finance, and education finance loans. Additionally, LendingClub maintains an online lending marketplace that facilitates connections between individuals seeking funds and potential investors. The corporation was established in 2006 and is headquartered in San Francisco, California.

CEO: Scott C. Sanborn - https://www.lendingclub.com

Summary 30-Y Financials Dividend Analyst Key metrics Ownership / Senat
Price objectif

$22.75 18.43 %

Recommandation

Buy

DCF

$ 11.51

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LC vs S&P500

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Quick ratio

194.64

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

12.81

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

1.50

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.92 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.29 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

25.93

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.04

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

-27.38

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.36 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
179.45 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.01 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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