Laurentian Bank of Canada

$ 40.34 -0.15 %

Laurentian Bank of Canada, alongside its associated entities, offers a comprehensive range of financial solutions to individuals, businesses, and institutional clients across both Canada and the U.S. market. The institution manages its operations across three primary divisions: Personal Banking, Commercial Banking, and Capital Markets. Its extensive product portfolio includes diverse deposit options (such as notice, demand, and term accounts), a variety of loan products (encompassing commercial, residential mortgage, and personal lending), and specialized financing for real estate, equipment, and inventory. Additionally, it provides credit life and disability insurance. Further services extend to investment securities, detailed research and market analysis, expert advisory, corporate underwriting for both debt and equity instruments, and essential administrative, foreign exchange, and trustee functions. Customers can access these offerings via the bank's physical clinics, through dedicated advisors, independent broker networks, and advanced digital platforms. Established in 1846, Laurentian Bank of Canada maintains its main office in Montréal, Canada.

CEO: Eric Provost - https://lbcfg.ca

Price objectif

-

Recommandation

Buy

DCF

$ -155.82

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LB.TO vs S&P500

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Quick ratio

0.01

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

130.13

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.31

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

1.01 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.04 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.33

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

7.45

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-1.61

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

335.10 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
3 indicates worrying financial health
Altman score
-0.04 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.01 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.40 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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