PSG Financial Services Limited

$ 3 031.00 -0.62 %

PSG Konsult Limited, also identified as PSG Financial Services, offers a comprehensive suite of financial services and products spanning South Africa and Namibia. The company is structured into three principal operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. The PSG Wealth segment primarily serves individuals, families, and corporate clients, providing a broad spectrum of services. These include portfolio management, stockbroking, access to both local and global investment vehicles, estate and financial planning, domestic and international fiduciary services, bespoke multi-managed investment strategies, and a variety of retirement planning products. PSG Asset Management is dedicated to delivering a diverse array of investment products, notably encompassing both local and international unit trust funds. Finally, the PSG Insure division handles short-term insurance provisions. This covers personal lines coverage for residences, automobiles, and general household assets, alongside commercial policies, including business and agricultural protection. Founded in 1993, its corporate headquarters are situated in Bellville, South Africa. Ultimately, PSG Konsult Limited operates as a subsidiary of PSG Group Limited.

CEO: Francois Johannes Gouws B.Acc - https://www.psg.co.za

Price objectif

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Recommandation

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DCF

$ 5 462.91

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KST.JO vs S&P500

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Quick ratio

1.45

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

0.22

may indicate that the company is undervalued or has poor growth prospects.

EPS

137.20

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

31.99 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

1.25 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.30

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.06

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

1.03

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

41.56 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.40 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.59 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.00 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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