KeyCorp

$ 25.06 -0.08 %

KeyCorp, established in Cleveland, Ohio, in 1849, functions as the parent entity for KeyBank National Association, delivering a comprehensive spectrum of retail and commercial banking services across the United States. The company operates through two main divisions: Consumer Bank and Commercial Bank. The Consumer Bank provides individuals and small to medium-sized businesses with a variety of deposit accounts, investment solutions, and personal finance offerings, including financial wellness tools, student loan refinancing, mortgages, home equity products, lending, and credit cards. It also offers treasury management, business advisory, wealth and asset management, investment consultation, cash management, portfolio management, and trust services. For its middle-market clients, the Commercial Bank presents a sophisticated suite of banking and capital market products. These include syndicated finance, debt and equity capital market offerings, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance. Additionally, it extends commercial mortgage loans to diverse sectors such as real estate, energy, healthcare, industrial, and technology. Further broadening its services, KeyCorp engages in community development financing, securities underwriting, brokerage, and investment banking activities. As of December 31, 2021, its extensive network spanned approximately 999 branches and 1,317 ATMs across 15 states, complemented by additional offices, robust online and mobile banking platforms, and a dedicated telephone banking call center.

CEO: Christopher Marrott Gorman - https://www.key.com

Price objectif

-

Recommandation

Buy

DCF

$ -31.89

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KEY-PI vs S&P500

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Quick ratio

0.42

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.13

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

2.48

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

9.74 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

4.85 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

14.27

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.85

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

2.01

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

53.85 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.25 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.01 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.09 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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