Jefferson Capital, Inc. Common Stock

$ 17.34 -0.40 %

Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.

CEO: David Burton - https://www.jcap.com

Price objectif

$26 49.94 %

Recommandation

Buy

DCF

$ 115.38

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JCAP vs S&P500

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Quick ratio

0.14

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

3.37

may indicate that the company is undervalued or has poor growth prospects.

EPS

5.14

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

36.53 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

209.90 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.51

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.24

means it relies more on debt, which can increase financial risk.

Free cash flow per share

4.60

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

29.41 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
1.24 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.09 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.69 indicates a moderate level of debt, which is generally acceptable but may present some risk
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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