Intact Financial Corporation

$ 22.94 -0.26 %

Intact Financial Corporation operates as a prominent provider of property and casualty (P&C) insurance, catering to both individual and commercial clients across Canada, the United States, the United Kingdom, and various other international markets. For individuals, the company delivers comprehensive personal automotive coverage, extending beyond standard cars to include motorhomes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles. Its personal property insurance protects homes and their contents against common perils like fire, theft, vandalism, and water damage, alongside personal liability. This extends to specialized residential coverage for tenants, condominium owners, non-owner-occupied properties, and seasonal homes. Travel insurance is also part of their personal portfolio, which also includes options for home, motor, and pet protection. For businesses, Intact provides a diverse array of commercial insurance solutions. These include commercial property insurance to safeguard physical assets, and various liability coverages such as general commercial, product, professional, and cyber liability. They further offer commercial vehicle insurance, tailored for corporate fleets, garage operations, light trucks, public transport, and the evolving requirements of the sharing economy. Beyond these, the corporation supplies general insurance, specialized underwriting, and risk management advisory services. Their extensive specialty portfolio covers sectors such as accident and health, technology, ocean and inland marine, builder's risk, entertainment, and financial institutions. Additional niche offerings include specialty property, surety bonds, tuition reimbursement, management liability, and environmental insurance, alongside cyber coverage. Established in Toronto, Canada, in 1809, the company operated as ING Canada Inc. until its renaming to Intact Financial Corporation in 2009.

CEO: Charles Joseph Gaston Brindamour - https://www.intactfc.com

Price objectif

-

Recommandation

Hold

DCF

$ 522.61

Loading data...

IFC-PA.TO vs S&P500

Loading data...

No data available.

Quick ratio

1.69

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

2.00

may indicate that the company is undervalued or has poor growth prospects.

EPS

11.48

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

16.93 %

reflects reasonable profitability, showing good use of equity.

ROIC

5.86 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.44

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.23

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

20.94

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

30.89 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
7 indicates good financial health
Altman score
1.36 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.57 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.08 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.