Great Southern Bancorp, Inc.

$ 74.23 0.81 %

Great Southern Bancorp, Inc. functions as the bank holding company for Great Southern Bank, delivering a wide array of financial services across the United States. For depositors, the institution offers various account types, including standard savings, checking, and money market accounts. Its certificate products encompass fixed-rate certificates with diverse maturities, certificates of deposit (CDs), and brokered certificates, alongside individual retirement accounts (IRAs). The company's loan portfolio is extensive, featuring residential and commercial real estate loans, construction financing, and commercial business loans. It also provides consumer credit, ranging from unsecured personal loans to secured options such as automobile loans, boat loans, home equity loans, and loans backed by savings deposits. Beyond its core banking activities, Great Southern Bancorp also offers insurance and merchant banking services. As of December 31, 2021, the company maintained a significant operational footprint, with 93 retail banking centers and roughly 200 automated teller machines situated across Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas. Additionally, it operated seven loan production offices—six focusing on commercial lending and one on mortgages—in key metropolitan areas like Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix, Tulsa, Oklahoma, and Springfield, Missouri. Established in 1923, the company's primary offices are located in Springfield, Missouri.

CEO: Joseph William Turner - https://www.greatsouthernbank.com

Price objectif

$62 -16.48 %

Recommandation

Hold

DCF

$ 45.65

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GSBC vs S&P500

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Quick ratio

0.24

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

11.78

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

6.30

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.29 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.14 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

11.85

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.84

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

6.65

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

26.36 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
8 indicates good financial health
Altman score
0.27 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.20 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.09 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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