FirstSun Capital Bancorp

$ 36.19 2.12 %

FirstSun Capital Bancorp functions as the parent entity for Sunflower Bank, offering a comprehensive suite of commercial and retail banking as well as financial solutions primarily to small and mid-sized businesses. Its deposit offerings include non-interest and interest-bearing demand accounts, standard checking and savings accounts, money market options, and certificates of deposit. The bank provides a variety of lending products, such as commercial and industrial loans, commercial real estate mortgages (both owner and non-owner occupied), 1-4 family and multi-family housing loans, and home equity lines. Consumer credit solutions feature direct installment loans, credit card facilities, overdraft protection, and other revolving credit products. Beyond core banking, FirstSun Capital Bancorp also delivers remote deposit, cash management, and treasury management services, along with extensive wealth management and trust products encompassing personal, employee benefit, investment advisory, and foundation/endowment accounts. The company serves its clientele through branch locations situated in Kansas, Colorado, New Mexico, Texas, and Arizona. Founded in 1892 and headquartered in Denver, Colorado, the firm was formerly known as Sunflower Financial, Inc. before rebranding as FirstSun Capital Bancorp in June 2017.

CEO: Neal E. Arnold - https://www.sunflowerbank.com

Price objectif

$44 21.58 %

Recommandation

Buy

DCF

$ 50.28

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FSUN vs S&P500

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Quick ratio

5.00

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

10.61

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

3.41

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

8.43 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

1.14 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

16.47

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.10

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

2.35

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.35 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
5.00 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.01 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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