Firstsource Solutions Limited

$ 244.90 2.04 %

Firstsource Solutions Limited is a global provider of business process management (BPM) services, operating across the United Kingdom, the United States, Asia, and other international markets. The company offers a comprehensive suite of services that span the entire customer lifecycle. This includes initial customer acquisition, lead management, sales conversion, and onboarding, through to ongoing account servicing, customer retention, and various debt collection strategies (such as digital collections, factoring, discounting, and default management). Firstsource also provides critical operational support, including complaints handling and resolution, invoice financing, asset-based lending, and dispute management, alongside robust compliance and fraud management solutions. Analytics and business intelligence are leveraged to optimize these processes. A key area of specialization is end-to-end mortgage solutions, covering the full value chain from loan origination, underwriting, and title processing to post-closing, servicing, and collections. Beyond its core BPM offerings, Firstsource delivers digitally-driven customer engagement solutions. These encompass eligibility and enrollment services, digital mailroom operations, claims adjudication, receivables management, and the implementation of intelligent automation and data capture technologies. The company also offers specialized telehealth technical support. Firstsource further enhances customer experience through its digitally-enabled contact center solutions. These encompass comprehensive customer support (Tier 1 and Tier 2), proactive self-service and digital deflection strategies, and advanced complaints handling. Firstsource also manages inbound and outbound sales, retention, and loyalty programs, while leveraging customer insights and automation to drive revenue generation and efficient debt management, including specialized "meter-to-cash" operations. Firstsource caters to a diverse range of industries, including banking and financial services, healthcare, telecom and media, insurance, mortgage, and utilities. Established in 2001, the Mumbai, India-based company was initially known as ICICI Onesource Limited before rebranding to Firstsource Solutions Limited in November 2006. It operates as a subsidiary of RPSG Ventures Limited.

CEO: Ritesh Mohan Idnani - https://www.firstsource.com

Price objectif

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Recommandation

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DCF

$ 1 826.03

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FSL.NS vs S&P500

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Quick ratio

0.79

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

25.64

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

9.55

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

15.49 %

reflects reasonable profitability, showing good use of equity.

ROIC

11.35 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.15

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.67

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

12.21

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

56.36 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
3.36 indicates good financial health and low risk of bankruptcy
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Cash / Debt

Cash Ratio
0.08 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.31 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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