FinVolution Group

$ 4.67 -2.91 %

FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.

CEO: Tiezheng Li - https://ir.finvgroup.com

Price objectif

$5.94 27.19 %

Recommandation

Buy

DCF

$ 35.73

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FINV vs S&P500

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Quick ratio

63.35

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

3.77

may indicate that the company is undervalued or has poor growth prospects.

EPS

1.24

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

5.33 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

8.15 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

5.64

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.08

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

5.83

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
5 indicates moderate financial health
Altman score
2.58 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
34.10 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.05 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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