FinecoBank Banca Fineco S.p.A.

$ 22.99 -0.13 %

FinecoBank Banca Fineco S.p.A., founded in Reggio Emilia, Italy, in 1999, is a financial institution offering a comprehensive suite of banking and investment solutions. The company's operations are divided into three main divisions: Banking, Brokerage, and Investing. Its banking arm provides essential services such as current and savings accounts, payment processing, home loans, personal credit, and various card options (debit, credit, prepaid). Through its brokerage division, FinecoBank enables clients to execute trades directly on global stock markets and engage in transactions involving a diverse range of financial instruments, including foreign exchange, indices, equities, fixed income securities, commodities, derivatives (futures, options), exchange-traded funds (ETFs), and structured products (certificates). For investment needs, the company delivers asset management services, covering the placement and distribution of mutual funds, SICAV sub-funds, insurance, and pension plans, alongside offering expert investment advisory. FinecoBank primarily interacts with its clientele through a dedicated network of personal financial advisors, supported by robust online and mobile platforms. As of December 31, 2021, the company operated 424 physical advisory centers.

CEO: Alessandro Foti - https://finecobank.com

Price objectif

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Recommandation

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DCF

$ 27.82

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FBK.MI vs S&P500

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Quick ratio

0.06

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

21.69

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

1.06

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

40.02 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

15.60 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

7.13

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.65

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

1.88

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

51.92 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
-0.56 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.06 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.04 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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