DNB Bank ASA

$ 295.00 0.41 %

DNB Bank ASA functions as a comprehensive financial services provider, serving both individual retail customers and corporate entities across Norway and internationally. For its personal banking clientele, DNB offers a broad spectrum of solutions, including various savings and investment products, a full suite of loans like home mortgages, auto, and consumer loans, alongside diverse insurance offerings for pets, homes, property, travel, and vehicles. The bank also assists with retirement savings, facilitates foreign exchange and treasury activities, and delivers convenient digital banking platforms through internet and mobile services, in addition to issuing cards. The business banking division supports enterprises with an extensive array of products, encompassing savings and investment instruments such as savings accounts, fixed-rate deposits, exchange-traded products, bonds, commercial papers, asset management, and equity services. Financing solutions are robust, featuring installment loans, overdraft facilities, bank guarantees, leasing, factoring, and trade and export financing. DNB also provides sophisticated transaction banking, research, and advisory services covering commodities, corporate finance, debt capital markets, equities, foreign exchange, interest rates, and comprehensive securities services. Digital offerings for businesses include online equity and FX trading, e-confirmation, equity execution, and investor/margin accounts, complemented by pension services. Beyond these, DNB's investment banking arm specializes in mergers and acquisitions, equity and debt capital market operations, providing expert services in foreign exchange, interest rates, equities, commodities, fixed income, research, and private equity. The bank also extends specialized corporate banking and exclusive private banking services. DNB serves a diverse range of key industries, including energy, financial institutions, healthcare, manufacturing, packaging and forest products, seafood, shipping, offshore and logistics, and the telecom, media, and technology sectors. Established in 1822, DNB Bank ASA maintains its headquarters in Oslo, Norway.

CEO: Kjerstin Rasmussen Braathen - https://www.dnb.no

Price objectif

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Recommandation

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DCF

$ 2 626.05

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DNB.OL vs S&P500

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Quick ratio

0.80

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.58

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

27.88

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

14.89 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.10 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.72

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.02

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-35.81

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

58.88 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.14 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.80 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.24 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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