Customers Bancorp, Inc.

$ 75.79 1.11 %

Customers Bancorp, Inc. acts as the parent company for Customers Bank, delivering a comprehensive array of financial offerings to individual clients and small to mid-sized businesses. Its product portfolio includes diverse deposit options such as checking, savings, and money market demand accounts. The company provides a variety of lending solutions, encompassing commercial mortgage warehouse, multi-family and commercial real estate, business, small business, equipment, residential mortgage, and installment loans. Furthermore, it offers an extensive suite of banking services, ranging from digital platforms like mobile and internet banking and electronic bill pay, to essential traditional services such as wire transfers, lock box, remote deposit capture, courier services, and merchant processing. Advanced cash management tools, including cash vault, controlled disbursements, positive pay, account reconciliation, collections, and sweep accounts, are also available. Established in 1994 and headquartered in West Reading, Pennsylvania, the corporation maintains 12 full-service branches in addition to various limited production and administrative offices across multiple states, including Pennsylvania, New York, New Jersey, Massachusetts, Rhode Island, New Hampshire, Washington D.C., Illinois, Texas, Florida, and North Carolina.

CEO: Samvir S. Sidhu - https://www.customersbank.com

Price objectif

$89 17.43 %

Recommandation

Buy

DCF

$ 30.74

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CUBI vs S&P500

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Quick ratio

2.77

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

9.55

may indicate that the company is undervalued or has poor growth prospects.

EPS

7.94

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

13.62 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.15 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

17.55

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.89

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

8.66

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

2.62 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.26 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
1.27 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.07 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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