Canadian Imperial Bank of Commerce

$ 160.31 1.48 %

Canadian Imperial Bank of Commerce (CIBC), established in Toronto, Canada, in 1867, functions as a comprehensive financial institution, providing an extensive range of products and services. Its varied client base encompasses individuals, businesses, governmental entities, and institutional clients throughout Canada, the United States, and global markets. The bank organizes its operations into four principal segments: Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; and Capital Markets. CIBC's offerings span fundamental checking, savings, and business accounts; diverse lending solutions such as mortgages, personal and commercial loans, and credit lines; investment and insurance products; and credit cards, often paired with overdraft protection. Additionally, it delivers specialized services addressing daily banking requirements, wealth management strategies, global financial dealings including foreign exchange, and corporate cash management.

CEO: Harry K. Culham - https://www.cibc.com

Price objectif

-

Recommandation

Hold

DCF

$ 443.98

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CM.TO vs S&P500

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Quick ratio

0.10

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

15.90

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

10.08

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

15.24 %

reflects reasonable profitability, showing good use of equity.

ROIC

0.84 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

8.04

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.76

means it relies more on debt, which can increase financial risk.

Free cash flow per share

15.69

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

42.72 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
8 indicates good financial health
Altman score
0.06 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.10 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.16 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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