Cholamandalam Financial Holdings Limited

$ 1 578.60 -0.67 %

Cholamandalam Financial Holdings Limited functions as an Indian investment firm, offering an extensive range of financial services across the country. Its primary services encompass vehicle financing, home mortgages, loans against property, and credit facilities for small and medium-sized enterprises (SMEs). Additionally, the company provides investment advisory and stock brokerage. Expanding its portfolio, it delivers a broad spectrum of insurance products, including coverage for accidents, engineering projects, health, liability, marine risks, motor vehicles, property, rural needs, and travel, designed for both individual and corporate clientele. Founded in 1949, the entity was initially named TI Financial Holdings Limited, before officially adopting its current designation, Cholamandalam Financial Holdings Limited, in March 2019. The company's headquarters are situated in Chennai, India.

CEO: N. Ganesh - https://cholafhl.com

Price objectif

-

Recommandation

-

DCF

$ 3 322 793.46

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CHOLAHLDNG.NS vs S&P500

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Quick ratio

0.78

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

12.14

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

130.02

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

14.24 %

reflects reasonable profitability, showing good use of equity.

ROIC

3.08 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

1.99

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

13.61

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-589.55

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

2.34 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
3 indicates worrying financial health
Altman score
0.32 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.67 indicates that the company has a moderate ability to cover its short-term debts with its cash
Debt Ratio
0.78 indicates a moderate level of debt, which is generally acceptable but may present some risk
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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