Commercial Bancgroup, Inc. Common Stock

$ 31.36 0.93 %

Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.

CEO: Terry L. Lee - https://www.cbtn.com

Price objectif

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Recommandation

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DCF

$ 18.11

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CBK vs S&P500

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Quick ratio

0.47

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

11.28

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

2.78

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

14.28 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.62 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

10.71

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.40

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

2.67

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

3.62 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
8 indicates good financial health
Altman score
0.39 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.35 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.05 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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