Citigroup Inc.

$ 143.09 -0.48 %

Citigroup Inc. functions as a comprehensive financial holding entity, delivering a broad spectrum of financial offerings and solutions. Its clientele spans individuals, businesses, governmental bodies, and institutional clients across numerous global regions, including North America, Latin America, Asia, Europe, the Middle East, and the African continent. The firm's operations are structured into two principal divisions: Global Consumer Banking (GCB) and the Institutional Clients Group (ICG). Through its GCB segment, Citigroup provides conventional banking options to individual retail clients, leveraging services like retail banking, its proprietary Citi-branded credit cards, and Citi retail service programs. This division also extends a variety of banking, credit, loan, and investment products, accessible via an extensive system of physical branches, dedicated offices, and digital platforms. Conversely, the ICG segment caters to corporate entities, institutions, public sector organizations, and affluent individuals with a suite of wholesale banking provisions. These encompass activities such as fixed income and equity sales and trading, foreign currency exchange, prime brokerage, derivatives, market research (both equity and fixed income), corporate financing, investment banking, advisory services, private wealth management, cash flow administration, trade financing, and securities-related offerings. By the close of 2020 (December 31st), the company maintained a network of 2,303 branches, predominantly located within the United States, Mexico, and various Asian markets. Established in 1812, Citigroup Inc. maintains its corporate headquarters in New York, New York.

CEO: Jane Nind Fraser - https://www.citigroup.com

Price objectif

$140.75 -1.64 %

Recommandation

Buy

DCF

$ 194.16

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C vs S&P500

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Quick ratio

0.05

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

17.69

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

8.09

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

7.53 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.59 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

8.95

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.55

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-21.43

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

33.79 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
4 indicates moderate financial health
Altman score
0.07 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.05 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.27 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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