Banque Cantonale de Genève S.A.

$ 32.80 0.31 %

Established in 1816 and headquartered in Geneva, Switzerland, Banque Cantonale de Genève SA (BCGE) offers a comprehensive suite of banking and financial solutions to a diverse clientele, including private individuals, corporate entities, and institutional clients. For individual customers, BCGE provides various account types such as checking, individual, and savings accounts, in addition to safe deposit boxes, foreign currency services, and bank cards. The bank also assists with short, medium, and long-term savings products, alongside specialized services like pension planning, investment management, and private banking. Lending options extend to housing finance, consumer credit, and mortgage loans. Corporate clients benefit from a wide array of services including corporate finance, cash flow management, export financing, real estate and construction funding, international commodity trade finance, and strategic corporate advisory. BCGE also offers equity finance solutions and commercial loans. Furthermore, the bank delivers specialized financial services, market products, asset management, and advisory support for institutional clients, banks, and insurance companies. Independent wealth managers also receive dedicated services. Beyond traditional banking, BCGE actively participates in real estate brokerage, asset transfer management, and online banking platforms, as well as providing company valuation and selling activities. It also manages public offerings and placements in financial markets. BCGE maintains a robust operational footprint, comprising 21 branches and 125 ATMs. In addition to its Geneva base, the bank operates offices in other Swiss cities like Lausanne, Zurich, and Basel, complemented by an international presence in Lyon, Annecy, Paris, Dubai, and Hong Kong.

CEO: Nicolas Krügel - https://www.bcge.ch

Price objectif

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Recommandation

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DCF

$ 277.92

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BCGE.SW vs S&P500

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Quick ratio

1.45

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

11.76

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

2.79

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

9.03 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.64 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

3.86

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

4.21

means it relies more on debt, which can increase financial risk.

Free cash flow per share

-10.44

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

21.19 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
3 indicates worrying financial health
Altman score
0.27 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
1.45 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.30 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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