PT Bank Central Asia Tbk

$ 6 300.00 3.70 %

Established in Jakarta, Indonesia, in 1955, PT Bank Central Asia Tbk (BCA) is a prominent financial services provider catering to individuals, corporations, and small and medium-sized enterprises both domestically and internationally. The bank delivers a wide array of banking and financial solutions, including diverse savings accounts; personal and commercial lending such as automobile, home, motorcycle, working capital, and investment loans; and investment vehicles like mutual funds and bonds. BCA also facilitates modern transactions and banking access through electronic money, credit cards, and robust home and eBanking platforms, alongside business collection and remittance services. Its comprehensive portfolio further extends to specialized financing for investments, working capital, automotive, and general-purpose needs, as well as operating leases, money lending, securities brokerage, underwriting, general and life insurance, Sharia banking, and venture capital. As of December 2021, BCA maintained a substantial operational footprint, boasting 1,334 offices across Indonesia—including 137 main branches, 1,105 permanent sub-branches, 70 mobile sub-branches, and 22 functional offices—supported by a network of 18,034 automated teller machines (ATMs) equipped with cash recycling and multi-functional capabilities. PT Bank Central Asia Tbk operates as a subsidiary of PT Dwimuria Investama Andalan.

CEO: Gregory Hendra Lembong - https://www.bca.co.id

Price objectif

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Recommandation

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DCF

$ 13 365.37

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BBCA.JK vs S&P500

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Quick ratio

15.25

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

13.37

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

471.24

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

21.54 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

3.54 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.24

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.03

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

424.96

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

64.74 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.82 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
13.89 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.00 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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