American Express Company

$ 338.16 -0.70 %

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

CEO: Stephen Joseph Squeri - https://www.americanexpress.com

Price objectif

$374.73 10.81 %

Recommandation

Hold

DCF

$ 220.54

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AXP vs S&P500

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Quick ratio

0.35

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

21.10

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

16.03

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

33.95 %

is generally considered excellent, indicating that the company is generating strong profits with its equity.

ROIC

8.89 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

9.60

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.78

means it relies more on debt, which can increase financial risk.

Free cash flow per share

20.88

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

20.90 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
0.67 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.34 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.20 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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