PT Bank Jago Tbk

$ 970.00 -2.51 %

PT Bank Jago Tbk is an Indonesian financial institution primarily serving small and medium-sized enterprises (SMEs) with a wide array of banking solutions. Its deposit products include conventional checking and savings accounts, time deposits, and Sharia-compliant Mudharabah deposits. The bank provides various credit facilities such as working capital, investment, consumer, and multipurpose loans. It also offers working capital financing structured under a murabahah bil wakalah contract and issues bank guarantees. Additional services provided by the company encompass bill payment, remittance options (RTGS/SKN), inter-city and in-city clearing for warkat invoices, ATM access, customer fund account management, and debit card issuance. As of December 31, 2021, PT Bank Jago Tbk maintained an operational network comprising two main branch offices, two sub-branch offices, one Sharia branch, and four automated teller machines (ATMs). The company, originally founded in 1992 as PT Bank Artos Indonesia Tbk, underwent a name change to PT Bank Jago Tbk in June 2020. Its corporate headquarters are located in Jakarta, Indonesia.

CEO: Arief Harris Tandjung - https://www.jago.com

Price objectif

-

Recommandation

-

DCF

$ -2 932.76

Loading data...

ARTO.JK vs S&P500

Loading data...

No data available.

Quick ratio

1.88

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

45.50

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

21.32

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

3.43 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.76 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

12.57

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.36

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

184.95

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.49 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
1.64 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.08 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.