Affirm Holdings, Inc.

$ 73.92 4.51 %

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

CEO: Max Rafailovych Levchin - https://www.affirm.com

Price objectif

$81.93 10.84 %

Recommandation

Buy

DCF

$ -129.78

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AFRM vs S&P500

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Quick ratio

717.01

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

67.20

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

1.10

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.17 %

reflects reasonable profitability, showing good use of equity.

ROIC

10.85 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

17.78

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.36

means it relies more on debt, which can increase financial risk.

Free cash flow per share

2.33

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
7 indicates good financial health
Altman score
2.05 indicates an uncertain financial situation
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Cash / Debt

Cash Ratio
654.23 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.68 indicates a moderate level of debt, which is generally acceptable but may present some risk
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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