AIB Group plc

$ 10.67 0.76 %

AIB Group plc delivers comprehensive financial solutions and banking services to individuals, commercial enterprises, and large corporations. Operating through distinct segments covering retail, corporate, institutional, and its UK operations, the company offers a broad array of products. These include various deposit accounts, from current and savings to fixed-term options, alongside an extensive range of lending facilities such as personal, business, agricultural, real estate, and trade finance loans, as well as mortgages, credit lines, and overdrafts. Customers also have access to credit and debit cards, investment funds, pension plans, and diverse insurance offerings for life, home, car, and business needs. Furthermore, AIB provides specialized financial services like payment processing, merchant services, cash management, foreign exchange, and sophisticated risk management tools. Founded in 1825 and headquartered in Dublin, Ireland, the company, formerly known as Allied Irish Banks, p.l.c. until its rebranding in December 2017, maintains a significant branch network across the Republic of Ireland and the United Kingdom.

CEO: J. Colin Hunt MEconSc - https://group.aib.ie

Price objectif

-

Recommandation

Hold

DCF

$ 54.84

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A5G.IR vs S&P500

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Quick ratio

22.82

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

11.47

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.93

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

15.44 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.43 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

7.28

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.99

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

1.03

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

54.46 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.58 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
22.82 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.09 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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