Sumitomo Mitsui Financial Group, Inc.

$ 6 482.00 -3.66 %

Sumitomo Mitsui Financial Group, Inc. (SMFG), established in 2002 and headquartered in Tokyo, Japan, is a global financial services conglomerate. It provides a wide array of offerings, including commercial banking, leasing, securities, and consumer finance, to clients across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The group's extensive operations are structured into four primary segments: The Wholesale Business Unit delivers sophisticated financial services to large, mid, and small-sized corporate clients. These include financing, investment management, risk hedging, settlement services, M&A and other advisory solutions, various leasing options, and digital services such as robotic process automation. The Retail Business Unit caters to individual customers, providing wealth management, payment solutions, consumer finance, housing loans, and specialized business and asset succession planning for high-net-worth clients. The Global Business Unit handles international financial operations, offering loans, deposits, clearing, trade and project finance, loan syndication, derivatives, cash management, underwriting services, and leasing for diverse assets like construction machinery, transportation equipment, industrial machinery, medical equipment, and aircraft. The Global Markets Business Unit focuses on market-driven solutions, dealing in foreign exchange, derivatives, bonds, stocks, and other marketable financial products, alongside managing the company's asset liability position. Additionally, SMFG extends its services to include credit card facilities, internet banking, system development and engineering, data processing, management consulting, economic research, and investment advisory and trust management.

CEO: Toru Nakashima - https://www.smfg.co.jp

Price objectif

-

Recommandation

Hold

DCF

$ 14 463.90

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8316.T vs S&P500

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Quick ratio

2.25

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

15.73

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

412.10

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

10.37 %

reflects reasonable profitability, showing good use of equity.

ROIC

0.48 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.62

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

3.70

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.00

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

0.00 %

the dividend payout ratio is the measure of dividends paid out to shareholders relative to the company's net income.

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.29 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
2.25 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.18 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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