Bank of China Limited

$ 5.78 -2.69 %

Bank of China Limited, along with its subsidiaries, offers a broad spectrum of banking and financial solutions. Its operations are structured into six key segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and other business activities. Through its Corporate Banking division, the company supplies current accounts, deposit services, overdraft facilities, various loans, trade finance instruments, and other credit solutions. It also handles foreign exchange transactions, derivatives, and wealth management offerings for corporations, government entities, and financial institutions. The Personal Banking segment serves retail customers, providing savings accounts, individual loans, credit and debit cards, payment and settlement services, wealth management products, and acts as an agent for funds and insurance. Treasury Operations manages foreign exchange dealings, client-focused interest rate and foreign exchange derivative transactions, money market activities, proprietary trading, and comprehensive asset and liability management. The Investment Banking segment's offerings include underwriting for debt and equity, financial advisory services, stock brokerage, investment research, asset management, and private equity investments, alongside the sale and trading of securities. The Insurance division focuses on underwriting both general and life insurance policies, in addition to offering insurance agency services. As of December 31, 2021, the bank maintained an extensive network of 10,382 branches and outlets globally. This footprint included 520 institutions situated within mainland China and another 550 spread across Hong Kong, Macao, Taiwan, and various other international locations. Furthermore, the company is involved in the aircraft leasing sector. Bank of China Limited was established in 1912 and is headquartered in Beijing, China.

CEO: Haijiao Ge - https://www.boc.cn

Price objectif

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Recommandation

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DCF

$ 11.31

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601988.SS vs S&P500

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Quick ratio

9.94

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

7.81

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.74

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

8.19 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.66 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

11.91

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.92

means it relies more on debt, which can increase financial risk.

Free cash flow per share

2.59

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

71.34 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.20 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
9.94 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.21 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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