Qilu Bank Co., Ltd.

$ 6.06 -4.42 %

Qilu Bank Co., Ltd., established in 1996 and headquartered in Jinan, People's Republic of China, delivers a comprehensive array of banking and financial services to both individual and institutional clients. For its personal customers, the bank provides various savings account options—including demand, standard savings, and education-specific deposits—alongside a wide range of loan products such as personal, housing mortgage, consumer, home improvement, parking, and salary loans. Additionally, it offers wealth management solutions, credit cards, and insurance products. On the corporate side, the bank facilitates deposits, diverse financing (including corporate and supply chain solutions), cash management, and investment banking services. Its international services encompass foreign exchange management (funds, accounts, deposits), guarantees, trade financing, remittance, international settlement, and commercial acceptance bill bonding/guarantee services, all supported by internet banking capabilities. Furthermore, Qilu Bank engages in other financial activities like bill discounting, interbank lending and investments, bond trading (both investment and spot), and foreign exchange and derivatives transactions. The institution operated under the name Jinan City Commercial Bank Co., Ltd. before officially changing to QILU BANK CO., LTD. on June 6, 2009.

CEO: Zugang Zheng - https://www.qlbchina.com

Price objectif

-

Recommandation

-

DCF

$ 3.75

Loading data...

601665.SS vs S&P500

Loading data...

No data available.

Quick ratio

0.17

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

6.66

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.91

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

11.59 %

reflects reasonable profitability, showing good use of equity.

ROIC

2.16 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

8.07

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.30

means it relies more on debt, which can increase financial risk.

Free cash flow per share

4.70

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

37.47 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

Loading data...

No data available.

Financials

Piotroski score
7 indicates good financial health
Altman score
-0.55 indicates a high risk of bankruptcy
Loading data...

No data available.

Cash / Debt

Cash Ratio
0.09 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.14 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Loading data...

No data available.

Free Cash Flow

Loading data...

No data available.

Earnings Per Share (annual)

Loading data...

No data available.

Sales

Loading data...

No data available.