Jiangsu Changshu Rural Commercial Bank Co., Ltd.

$ 6.24 -2.65 %

Jiangsu Changshu Rural Commercial Bank Co., Ltd. delivers a broad spectrum of financial services primarily to rural communities across China. Its personal banking offerings encompass savings accounts, various debit and credit card options, payment solutions, wealth management, private banking, insurance, and third-party depository services, alongside specialized microfinance products. The bank also provides diverse lending facilities focused on rural and agricultural development, including loans for villages, agricultural construction, rural projects, grain production, fishing, general farm operations, and shed renovations. For businesses, it offers corporate finance products, cash management, settlement, and agency services. Furthermore, the company facilitates international transactions through foreign exchange trading, global settlement services, and international trade finance. Clients can also access its investment banking, financial markets, and online banking platforms. Established in 2001, the bank is based in Changshu, China.

CEO: Yong Li - https://www.csrcbank.com

Price objectif

-

Recommandation

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DCF

$ 13.19

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601128.SS vs S&P500

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Quick ratio

2.46

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

6.57

may indicate that the company is undervalued or has poor growth prospects.

EPS

0.95

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

13.95 %

reflects reasonable profitability, showing good use of equity.

ROIC

1.09 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

15.13

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.39

means it relies more on debt, which can increase financial risk.

Free cash flow per share

2.56

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

18.30 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.21 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
2.46 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.11 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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