PICC Property and Casualty Company Limited

$ 15.05 -3.22 %

PICC Property and Casualty Company Limited, alongside its affiliated companies, provides a comprehensive range of property and casualty insurance services across the People's Republic of China. The firm segments its operations into categories such as Motor Vehicle, Commercial Property, Cargo, Liability, Accidental Injury and Health, Agriculture, Credit and Surety, and other business lines. Its product portfolio includes policies for accidental injury and medical expenses, short-term health, homeowners, specialized risks, marine hull, and construction, among others. Beyond direct insurance, the company also delivers services encompassing reinsurance, investment management and fund deployment, agency for insurance and claims, training, information technology and business support, and property administration. Founded in 2003 and based in Beijing, China, PICC Property and Casualty Company Limited is an integral subsidiary of The People's Insurance Company (Group) of China Limited.

CEO: Daoming Zhang - https://property.picc.com

Price objectif

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Recommandation

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DCF

$ 68.82

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2328.HK vs S&P500

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Quick ratio

0.16

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

7.17

may indicate that the company is undervalued or has poor growth prospects.

EPS

2.10

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

14.21 %

reflects reasonable profitability, showing good use of equity.

ROIC

53.04 %

generates a return higher than the cost of its capital, thereby creating value for its investors.

WACC

4.84

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

0.28

indicates that the company uses more equity than debt, suggesting prudent management.

Free cash flow per share

2.16

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

31.20 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
1.45 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.06 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.09 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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