Industrial and Commercial Bank of China Limited

$ 6.85 -2.70 %

Industrial and Commercial Bank of China Limited (ICBC), together with its affiliated entities, functions as a leading financial institution, delivering a broad spectrum of banking products and services both within the People's Republic of China and across global markets. Its activities are primarily structured into three distinct divisions: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking segment provides bespoke financial solutions to enterprises, governmental bodies, and other financial organizations, encompassing services such as corporate lending, trade financing, deposit facilities, institutional wealth management, custody arrangements, and various business intermediary services. Conversely, the Personal Banking segment caters to individual customers, offering products like personal loans, card services, deposit accounts, and personal wealth management and advisory services. The Treasury Operations segment is dedicated to managing the bank's liquidity through money market activities, investments in securities, foreign exchange dealings, and the management of derivative positions. Beyond these core areas, ICBC also furnishes e-banking platforms, investment banking expertise, financial leasing options, and insurance products. Established in 1984, the company's headquarters are situated in Beijing, China.

CEO: Lin Liao - https://www.icbc-ltd.com

Price objectif

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Recommandation

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DCF

$ 162.60

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1398.HK vs S&P500

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Quick ratio

1.11

suggests a healthy liquidity position, showing that the company can likely meet its short-term obligations.

P/E ratio

5.85

may indicate that the company is undervalued or has poor growth prospects.

EPS

1.17

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

9.23 %

indicates low profitability, suggesting that the company is not using equity efficiently to generate profits.

ROIC

0.64 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

5.57

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

2.88

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.36

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

38.06 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
6 indicates moderate financial health
Altman score
0.15 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
1.11 indicates that the company has sufficient cash to cover its short-term debts
Debt Ratio
0.21 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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