RHB Bank Berhad

$ 8.45 0.00 %

RHB Bank Berhad, headquartered in Kuala Lumpur, Malaysia, functions as a diverse financial services group, offering an extensive range of commercial banking and related products both domestically and across a selection of international markets. Its Community Banking division serves individual customers and small-to-medium enterprises (SMEs). For individuals, services include personal and commercial mortgages, vehicle financing, securities acquisition, credit cards, various personal loans, money transfer facilities, deposit accounts, and integrated investment and insurance/takaful solutions. SMEs and family-owned businesses benefit from bespoke financing, trade facilitation, and cash management services. The Wholesale Banking segment provides sophisticated financial solutions for corporate and institutional clients. This comprises treasury management, in-depth advisory services (such as corporate restructuring, debt solutions, mergers and acquisitions, and capital raising), investment banking activities like stockbroking, and asset management covering unit trusts, investment advisory, private mandates, and trustee functions. It also delivers corporate financing, deposit services, cash flow management, trade finance, foreign exchange, remittance, and supply chain funding solutions. Through its International Business segment, RHB maintains a commercial banking presence in key international markets including Singapore, Thailand, Brunei, Cambodia, and Laos. The company's Insurance segment offers general insurance coverage tailored for individual, SME, commercial, and corporate clients. Additionally, RHB Bank's broad range of services encompasses Islamic banking, various leasing options (for industrial construction, business equipment, and motor vehicles), offshore trust management, custodian and fiduciary services, corporate secretarial support, private equity investments, and comprehensive securities activities including dealing, margin financing, futures and options trading, brokerage, and underwriting. The group also manages property investments, rentals, and provides nominee services.

CEO: Mohd Rashid Bin Mohamad - https://www.rhbgroup.com

Price objectif

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Recommandation

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DCF

$ 3.36

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1066.KL vs S&P500

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Quick ratio

0.30

indicates that the company may have difficulty covering its short-term debts with its readily available assets.

P/E ratio

10.70

is considered reasonable, suggesting that the company has a valuation in line with its current profits.

EPS

0.79

is the net profit of a company divided by the number of outstanding shares, indicating the profit earned per share.

ROE

10.34 %

reflects reasonable profitability, showing good use of equity.

ROIC

0.95 %

does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues.

WACC

6.69

is a company's average cost of capital, weighted by the proportion of debt and equity in its financing. It represents the minimum return the company must generate to satisfy its investors.

Debt-to-Equity Ratio

1.76

means it relies more on debt, which can increase financial risk.

Free cash flow per share

0.69

is a measure of a company's financial flexibility that is determined by dividing free cash flow by the total number of shares outstanding.

Dividend payout ratio

98.03 %

indicates that the company is retaining a large portion of its profits to reinvest in growth

Earnings per share

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Financials

Piotroski score
5 indicates moderate financial health
Altman score
0.14 indicates a high risk of bankruptcy
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Cash / Debt

Cash Ratio
0.30 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations
Debt Ratio
0.16 indicates that the company uses little debt to finance its assets, suggesting good financial stability
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Free Cash Flow

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Earnings Per Share (annual)

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Sales

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